Supplemental Security Income (SSI) AKA Crazy Check
Have you ever heard of a "Crazy Check?" Where I'm from...that's what they call the supplemental security income payments people get for having a disability. I stopped messing with someone for using their child to get a crazy check and, quite honestly, I haven't said BOO to her since.
“There are three different ways children can collect Social Security or SSI disability benefits. All of the benefits discussed here are cash benefits paid to disabled children or to the children of disabled or retired workers.
Low-income disabled children. Disabled children whose families have low income can collect Supplemental Security Income (SSI) until they are 18, at which point they might be eligible to start collecting adult SSI benefits. Children who are approved for SSI disability can also receive Medicaid.
Children who don’t qualify for SSI. Children who are younger than 18 (or 19 if a full-time student) and have a parent who is currently receiving Social Security Disability Income (SSDI) or Social Security retirement benefits (or who had earned enough Social Security credits to earn one of these benefits before dying) may be able to collect dependents benefits based on their parents’ records, whether they are disabled or not.
Adults disabled since childhood. Disabled children who are older than 18 but who became disabled before they turn 22 can collect disability benefits if they have a parent collecting Social Security Disability Income (SSDI) or Social Security retirement income (or a deceased parent who was entitled to one of these benefits before their death). ”
See, she would rather have her child labeled with a disability instead of getting up off her azz and getting a job because she has fifty lleven reasons why she can't keep a job.
Fifty lleven and now...THREE kids.
She never thought about what that would mean for the child's educational development, etc. She just did whatever was necessary to get that crazy check. That free money. She learned how to get a crazy check from her mother, who received a crazy check for her back in the day. They fell out over her crazy check when she was about 16 and learned about the crazy check and she started cashing her crazy check herself.
GET.MONEY.
When she turned 18, she applied for a crazy check as an adult and was DENIED, DENIED, DENIED.
GO.GET.A.JOB! Or go to somebody's school. Oh...but wait...you never learned anything in school because you were "disabled" and took special classes structured just for you.
o_0
No biggie...she immediately had a kid and BLOOP! Signed him up for a crazy check. The child was slow...yada...yada. Well...he was was slow because no one read to him or worked with him or did any of the things a parent does with a child.
Unless that parent was just trying to get a crazy check.
Okay...moving on. (I despise that heffa.)
There are two separate type of social security funds. Retirement and disability.
RETIREMENT:
People who work put 6.2 percent of their earnings into social security. The maximum amount is $113k. If you're self-employed, the law states that you have to put 12.4 percent of your income into social security. That money stacks and stacks and stacks. When it's time for you to start "drawing" your social security, they take a mean average of your top 35 years of earnings and use that to calculate how much money you'll get a year issued in 12 equal installments.
The age to start getting your money is 67 but...if you wait until you're 70...your payments will be bigger.
This is the MAIN reason why we have social security numbers so they can keep track of how much money we earn and pay into the system.
DISABILITY:
All employees and employers pay payroll taxes. You know...Mr. FICA. (Remember the first time you saw how much Mr. FICA took out your check? UGH! Eye.Opener!) Disability insurance is paid for out of those funds. So yeah...WE THE PEOPLE pay for people who get a crazy check. Now...yes...there are PLENTY of for real disabled people who really need and deserve to receive these benefits so they don't live in poverty. I mean...we don't want to be those people who don't want to take care of those who genuinely can't take care of themselves right?
RIGHT.
But them other people? OFF WITH THEIR HEADS!
(I know, I know...I get special behind this.)
So yeah...we pay for those checks that go out once a month.
Now...why am I talking about this? Well...because the Republicans are trying to get those crazy checks and ALL.OTHER DISABILITY CHECKS shut down-t.
No more checks!
CHECK CASHING PLACES ALL OVER ARE TREMBLING IN THEIR PARKING LOTS!
Since the beginning of social security being established, they have transferred money from the retirement fund to the disability fund and vice versa 11 times. No biggie. It supposedly always balanced out.
Eventually.
Alright. So...prices keep going up on the cost of living but Republicans have the core belief that taxes shouldn't be raised no matter what. Well...if taxes aren't raised, but living keeps getting more expensive well...where are you going to get the money from in order to continue to support the funds?
Enter cuts.
Tom Reed, Republican Congressman from New York, has sponsored a bill that intends to root out fraud, waste and abuse within the system and cut the abusers off. In his words...unless you are "catastrophically disabled" you should be able to be moved into a job.
Even if you've been crazy check groomed from day one and know nothing about nothing except when your check gets there on the first...you can pay your bills.
There are 9 million people on disability. No telling how many of them are NOT catastrophically disabled.
If there were a true way of rooting out fraud, waste and abuse I say go for it. I want faux crazy check people to get the boot! Sure I'm worried about what they will do once they don't get their crazy checks anymore but I'm safe since I won't be in charge of figuring that out.
These are the types of areas where I'm EXTREMELY conservative in thought. Laying up and getting hard working tax payers to give you something for doing nothing makes my damn teeth itch. If they came up with a way to do it right...I have not one problem with it.
Do I think they will do it right however? Nah. LOL! I don't have faith in any politician to do anything the right way for the right reasons. They might want to...but I understand that it's not as black and white as I hope these types of things can be.
This will be an interesting one to watch.
Do you know anyone who receives SSI? Do you know anyone who does but you don't think should? If they got cut off...do you think they would be able to get a job?